
The Venture Card’s sign-up bonus is much larger than the VentureOne’s, making it the clear choice for value in the first year – even considering the $95 annual fee.

That’s nothing to scoff at when compared with other rewards cards that tend to bring in 1 mile per dollar, but it’s still lower than the Venture Card’s attractive 2 miles. On the other hand, the VentureOne brings in 1.25 miles per dollar on general purchases. Both cards earn 5 miles per dollar spent on hotels and rental cards booked through Capital One Travel, but their key difference is that the Venture Card earns an unlimited 2 miles per dollar on all other purchases. When it comes down to it, the Capital One Venture Card is simply a higher-earning rewards card than the Capital One VentureOne.

Our math shows that for most cardholders – those who spend at least $12,667 per year – the Venture Card more than makes up for its annual fee.

The Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card look so much alike – with similar-sounding names and similar blue exteriors – you may wonder how they differ from each other.Įssentially, both cards offer the same redemption options, but the Venture Card is the more premium version, with a larger sign-up bonus, a higher 2X miles earning rate and an annual fee of $95.
